未满16岁办银行卡一定要父母法律问题-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	未满16岁办银行卡一定要父母法律问题
释义	法律分析: 是的。申请人未满16周岁，需要在家长(监护人)陪同下办理银行卡，或者由家长(监护人)代为办理。法律依据: 《银行卡业务管理办法》第二十八条个人申领银行卡（储值卡除外），应当向发卡银行提供公安部门规定的本人有效身份证件，经发卡银行审查合格后，为其开立记名账户；凡在中国境内金融机构开立基本存款账户的单位，应当凭中国人民银行核发的开户许可证申领单位卡；银行卡及其账户只限经发卡银行批准的持卡人本人使用，不得出租和转借。
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