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房产证抵押贷款了还能加名字吗?
释义
律师分析:
房产证抵押贷款了是可以加名字的,但是需要经过抵押权人的同意。根据相关法律规定用房屋作为抵押物办理抵押登记的,房产证原则上是不能变更的,但取得抵押权人同意的,可以变更。
【法律依据】:
《中国人民银行个人住房贷款管理办法》第二十七条 借款合同需要变更的,必须经借贷双方协商同意,并依法签订变更协议。
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更新时间:2025/12/29 22:47:38