银行申请个人贷款的条件-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	银行申请个人贷款的条件
释义	银行申请个人贷款的条件第一，年满25周岁，具有完全民事行为能力；并且在中国境内有常住户口或有效居住证明。第二，具有固定的职业或者稳定的经济收入，能够保障按期还本付息的能力。第三，信用记录良好，无不良信用记录。第四，能够提供银行认可的，合法有效的担保。第五，银行规定的其他条件。一般满足以上条件，您就可以向银行提出个人贷款申请。法律依据中国农业银行个人综合消费贷款管理办法（试行）第六条
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