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一年贷款利率 -法律知识
释义
法律分析:
一年期贷款的央行基准利率是4.35%,商业银行的贷款利率会根据央行基准利率上浮10%至30%。
法律依据:
《最高人民法院关于人民法院审理借贷案件的若干意见》 第六条 民间借贷的利率可以适当高于银行的利率,各地人民法院可根据本地区的实际情况具体掌握,但最高不得超过银行同类贷款利率的四倍(包含利率本数)。超出此限度的,超出部分的利息不予保护。
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