信用卡刷卡费率新政策-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡刷卡费率新政策
释义	法律分析：将要实施的银行卡刷卡手续费率新规有两个重要变化，即取消行业分类、实行借记卡和信用卡差别定价。一、取消行业分类。目前国内刷卡费率与行业分类挂钩，餐娱类的刷卡手续费率最高，为1.25%；百货等一般商户为0.78%；超市、加油站等为0.38%；医院、教育等公益类则是零费率。二、商户行业分类定价取消后，将从总体上大幅降低刷卡费率水平。从类别上看，餐饮类企业刷卡手续费支出可降低53%～63%，百货等行业商户可降低23%～39%。新政实行后，医院、教育等公益类刷卡仍为零费率。
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