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退休时工龄40年养老金怎么算
释义
法律主观:
工龄40年退休金金额,跟三个因素挂钩: (一)缴交社会保险基金的年限,缴交社会保险基金年限越长的。 (二)养老保险个人账户的余额,个人账户余额越高,养老金金额也越高。 (三)退休上年度当地的社会经济发展水平,当地的社会经济发展水平越高,养老金金额也越高。
法律客观:
《 劳动保险条例 实施细则》第三十八条,一般工龄系指工人职员以工资收入为生活资料之全部或主要来源的工作时间而言。在计算一般工龄时,应包括本企业工龄在内。
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