重疾险与其他险种的区别是什么？何时需要考虑购买重疾险？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	重疾险与其他险种的区别是什么？何时需要考虑购买重疾险？
释义	法律分析：与其他保险不同，重疾险主要是为了应对罕见而且高危的疾病（如癌症、心脏病等）引起的高额医疗费用和生活费用损失。重疾险一般保额比较高，赔付比例和理赔条件也更为灵活。一般情况下，建议30岁以下的人不需要购买重疾险，30岁
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