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银行未及时通知借款人逾期还款,是否存在法律责任?
释义
法律分析:根据《合同法》的规定,银行与借款人之间的借款合同中应当约定还款时间和还款方式。如果银行未能在规定时间内通知借款人逾期还款,可能会构成违约行为,应当依照合同规定承担相应责任。法律依据:1.《中华人民共和国合同法》 第四十四条 借款人应当按照合同约定的期限和方式向借款人偿还借款。银行未按期通知借款人逾期还款,可能构成违约行为,应当依照合同规定承担相应责任。2.《中华人民共和国合同法》 第一百五十条 合同一方不履行合同义务或者履行合同义务不符合约定的,应当承担违约责任。
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