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问题	理赔已完成对方不给钱
释义	法律分析：递交相关材料，申请己方保险公司代位追偿，由车主投保保险公司先行赔付，由保险公司向对方追偿。法律依据：《中华人民共和国道路交通安全法》第七十四条对交通事故损害赔偿的争议，当事人可以请求公安机关交通管理部门调解，也可以直接向人民法院提起民事诉讼。
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