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问题
什么是人身意外伤害保险
释义
人身意外伤害保险是指被保险人遭受意外事故造成死亡或永久致残,由保险人给付保险金额的全部或一部分的一种保险。意外伤害指的是外来的、突然的、剧烈的、非本意的和明显的使被保险人受到伤害的事件。人身意外伤害不承担人的患病死亡而给付保险金的义务。
法律依据
《中华人民共和国保险法》第九十五条
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更新时间:2026/2/19 9:05:13