房子贷款还完后需要办什么手续？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	房子贷款还完后需要办什么手续？
释义	法律分析：客户要在经办银行办理贷款结清手续，然后领取房屋他项权证，并由银行在他项权证上盖好公章，写明注销意见（比如：贷款已还请，同意注销抵押字样）。然后产权人需要带上身份证、贷款结清证明、房产证、他项权证等资料去当地房管局办理房屋抵押注销登记手续（产权证上有未成年人名字的，需监护人携带能够证明自己监护人身份的文件到场办理）。法律依据：《中华人民共和国商业银行法》第四十七条商业银行不得违反规定提高或者降低利率以及采用其他不正当手段，吸收存款，发放贷款。
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