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问题
保险合同的生效条件
释义
保险合同成立的条件:投保人提出保险要求,经保险人同意承保,并就合同的条款达成协议,保险合同成立。保险合同生效的条件:当事人具有相应的行为能力;投保人和保险人成立保险合同的意思应当自愿真实;保险合同的内容应当合法;投保人必须对保险标的具有保险利益,否则保险合同无效等。
【法律依据】
《民法典》第一百四十三条
具备下列条件的民事法律行为有效:
(一)行为人具有相应的民事行为能力;
(二)意思表示真实;
(三)不违反法律、行政法规的强制性规定,不违背公序良俗。
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更新时间:2025/10/8 19:34:03