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强制险不够赔付会动用商业险吗?
释义
法律分析:
交通事故赔偿是先由交强险赔偿,超出交强险赔偿部分由商业保险承担,如未购买其他商业保险,超出部分由个人承担。
法律依据:
《机动车交通事故责任强制保险条例》 第二十三条 机动车交通事故责任强制保险在全国范围内实行统一的责任限额。责任限额分为死亡伤残赔偿限额、医疗费用赔偿限额、财产损失赔偿限额以及被保险人在道路交通事故中无责任的赔偿限额。机动车交通事故责任强制保险责任限额由保监会会同国务院公安部门、国务院卫生主管部门、国务院农业主管部门规定。
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更新时间:2026/1/6 3:57:48