个人住房公积金贷款和商业性贷款的区别？-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	个人住房公积金贷款和商业性贷款的区别？
释义	法律分析：一、贷款主体不同。二、贷款对象不同。三、贷款资金来源不同。四、贷款利率不同。五、贷款风险承担主体不同。法律依据：《中华人民共和国民法典》第六百七十一条贷款人未按照约定的日期、数额提供借款，造成借款人损失的，应当赔偿损失。借款人未按照约定的日期、数额收取借款的，应当按照约定的日期、数额支付利息。
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