欠银行贷款还不上有可以不用息分期还款么？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	欠银行贷款还不上有可以不用息分期还款么？
释义	欠银行贷款还不上不可以不用息分期还款，银行一定会追加罚息并且形成信用污点记录，再严重的，会被起诉、冻结财产。法律依据：《最高人民法院关于人民法院民事执行中查封、扣押、冻结财产的规定》第六条规定，对被执行人及其所扶养家属生活所必需的居住房屋，人民法院可以查封，但不得拍卖、变卖或者抵债。
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