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高空坠物砸坏车玻璃保险公司赔偿吗?
释义
法律分析:
高空坠物砸坏车玻璃,如果只购买了车损险,那么保险公司是不会理赔的。如果购买了车玻璃损坏险的,保险公司才会理赔。简而言之,只有购买了相应的保险,才可以获得理赔。
法律依据:
《中国保险行业协会机动车商业保险示范条款 》 第一章 机动车损失保险第六条规定保险期间内,被保险人或被保险机动车驾驶人,在使用被保险机动车过程中,因自然灾害、意外事故造成被保险机动车直接损失,且不属于免除保险人责任的范围,保险人依照本保险合同的约定负责赔偿。
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更新时间:2025/4/15 10:53:17