汽车按揭利率怎么算-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	汽车按揭利率怎么算
释义	法律分析: 汽车按揭利率根据央行基准利率计算执行，一般在5%-8%的区间范围内。车贷利率是贷款人根据法定贷款利率和中国人民银行规定的浮动范围，经与借款人共同商定在借款合同中载明的汽车贷款利率，根据利率:车贷利息=贷款金额年利率期限。法律依据:《《贷款通则》》第十四条贷款利息的计收: 贷款人和借款人应当按借款合同和中国人民银行有关计息规定按期计收或交付利息。贷款的展期期限加上原期限达到新的利率期限档次时，从展期之日起，贷款利息按新的期限档次利率计收。逾期贷款按规定计收罚息。
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