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问题	信用卡担保人是否需要本人签字法律问题
释义	法律分析: 需要。有担保关系，签字的时候担保人必须在场签字，否则担保关系是不成立的。法律依据: 《中华人民共和国民法典》第三百八十八条设立担保物权，应当依照本法和其他法律的规定订立担保合同。担保合同包括抵押合同、质押合同和其他具有担保功能的合同。担保合同是主债权债务合同的从合同。主债权债务合同无效的，担保合同无效，但是法律另有规定的除外
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