工商银行的信用卡晚还款一天属于逾期还款吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	工商银行的信用卡晚还款一天属于逾期还款吗
释义	如果你是还款日晚一天还款，是属于还款成功的，因为工行信用卡可以有三天的还款延期，在这三天内还款是不属于逾期的。建议你可以绑定一张同银行的储蓄卡，到期会自动扣走相应的刷卡金额。信用卡晚还款一天不会影响信用记录，因为工行信用卡有三天的还款延期，只要在这三天以内还款，就不算逾期。单次逾期超过60日才会计入信用记录；或连续逾期超过两次（不包含），会计入信用记录；逾期超过90日记录信用不良。所以建议你一定要注意还款日期，按时还款，避免造成逾期不良记录。
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