个人账户养老金领完后怎么办呢-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	个人账户养老金领完后怎么办呢
释义	法律分析: 个人账户养老金和职业年金比较相似,都是计入个人账户,但是个人账户计入的比例只有8%,而职业年金计入的比例为12%,计算的方法也是相似的,都是按照个人账户总额来除以相对应的计发月数,所以如果在缴纳养老保险的同时缴纳了职业年金,职业年金要高于个人账户养老金。法律依据: 《中华人民共和国社会保险法》第十五条基本养老金由统筹养老金和个人账户养老金组成。基本养老金根据个人累计缴费年限、缴费工资、当地职工平均工资、个人账户金额、城镇人口平均预期寿命等因素确定。
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