资信审查是什么意思？-法规政策咨询及电话投诉类法律援助-法律咨询免费平台-国际律师联盟

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问题	资信审查是什么意思？
释义	法律分析：资信审查意思是审核申请人的资格和信用等情况。法律依据：《招商银行信用卡章程》第十条发卡机构根据申请人的资信状况，决定是否予以发卡、是否要求申请人提供担保及担保的方式、确定领卡方式及种类、核给账户信用额度、核给账户透支利率和最低还款额比例等。未通过发卡机构审批的申请资料不予退回。
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