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问题	帮朋友增信有什么风险
释义	如果用你的名义和银行达成借款合同，那么你就是借款人，是要承担还款义务的。如果你朋友不能到期还款，首先你的银行信用就降低了，以后再贷款就不行了。另外，你会被银行起诉，会用你的其他财产还债的。
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