房子换不起贷款了银行拍卖自己还能分钱吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	房子换不起贷款了银行拍卖自己还能分钱吗
释义	法律分析：一般情况下，如果没有按时还房贷，银行就会来电话、信函催户主还款。而且在此期间还会产生滞纳金，越积越多。再不还款银行会上门或发律师函给户主，接下来就要按合同条款的有关规定来处置这套房子，如拍卖等。法律依据：《中华人民共和国民法典》第三百零四条共有人可以协商确定分割方式。达不成协议，共有的不动产或者动产可以分割且不会因分割减损价值的，应当对实物予以分割；难以分割或者因分割会减损价值的，应当对折价或者拍卖、变卖取得的价款予以分割。
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