花呗逾期要好久上征信-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	花呗逾期要好久上征信
释义	法律分析: 花呗已经与央行建立了相关征信机制，如果有人恶意逾期，比如一笔用光全部额度，还款时间长，联系不到用户等，将会上报央行征信系统，影响用户的信用记录；如果是忘记还款，时间较短，有宽限期，可能会影响芝麻信用，但不会记入央行征信体系。法律依据: 《中华人民共和国民法典》第六百七十六条借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。
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