养老金发放失败的原因 -法律知识-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	养老金发放失败的原因 -法律知识
释义	法律分析：要办理退休手续后才能领取养老金的，不是到年龄就能领取的。缴纳养老保险满15年，达到法定退休年龄生日的当月办理退休手续，次月领取养老金。法律依据：《中华人民共和国社会保险法》第十六条参加基本养老保险的个人，达到法定退休年龄时累计缴费满十五年的，按月领取基本养老金。参加基本养老保险的个人，达到法定退休年龄时累计缴费不足十五年的，可以缴费至满十五年，按月领取基本养老金；也可以转入新型农村社会养老保险或者城镇居民社会养老保险，按照国务院规定享受相应的养老保险待遇。
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