信用卡逾期四万八会坐牢吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期四万八会坐牢吗
释义	法律分析：不会。司法认定信用卡恶意透支的关键部分必须是信用卡透支金额必须要在5万元以上。另外认定恶意透支的数额是不包括滞纳金以及利息等逾期后发卡行收取的费用。当然如果被司法机关认定为信用卡恶意透支就会被追究责任了。法律依据：《中华人民共和国刑法》第一百九十六条信用卡持卡人以非法占有为目的，超过规定限额或者规定期限透支，并且经发卡银行催收后仍不归还的行为，属于恶意透支行为，数额在5000元以上的，构成信用卡诈骗罪。
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