广发信用卡千万别分期是什么原因-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	广发信用卡千万别分期是什么原因
释义	因为广发信用卡分期付款的宽限期仅为一天，每年一次。如果你不小心，好不容易分期后又会逾期。分期付款本身就是为了避免逾期，所以我们在选择分期付款时必须更加谨慎。而且广发卡的可选期数只有6期、12期、18期和24期，除了6期，其余3期为长期，可选范围非常少，其年化实际利率也超过14％，要明显高于四大国有银行。当持卡人想提前还款的时候，也只能一次性结清所有欠款，每期剩余手续费应一并支付，之前的手续费一点也不会吐出来。
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