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按揭购房的程序是怎样的
释义
法律分析:1、到中意的楼盘看房、了解实际情况;2、确定购买的房屋后,可以签订认购合同;3、按约定期限签订购房合同,支付首付款;4、到银行签订抵押贷款合同;5、办理抵押登记
法律依据:《城市房地产抵押管理办法》 第二十条 预购商品房贷款抵押的,商品房开发项目必须符合房地产转让条件并取得商品房预售许可证。
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更新时间:2025/10/5 7:51:56