银行买存款冲业绩违法吗？-投资理财纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	银行买存款冲业绩违法吗？
释义	银行花钱买存款的行为是不合法的。,其行为违反了相关规定，是不正当竞争行为，可以向银监会或当地人民银行举报。所谓的“买存款”，就是跟储户约定，储户再月末存进来一笔钱，银行在给付正常利息之外，还按照存款金额给予一定的额外“补贴“。这种做法，实际就是属于”高息揽储“的范畴，是违法违规的。,法律依据：《中华人民共和国商业银行法》第四十七条 商业银行不得违反规定提高或者降低利率以及采用其他不正当手段，吸收存款，发放贷款。
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