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问题	跨省调动工作,公积金贷款怎么办？
释义	律师解析：一般来说，集体土地的房子是不可以申请抵押贷款的。对于集体土地上的房屋来说，只有乡镇村企业的厂房等建筑物及其占用范围内的土地使用权可同时抵押。【法律依据】：《中华人民共和国土地管理法》第八条农村和城市郊区的土地，除由法律规定属于国家的以外，属于农民集体，宅基地和自留地、自留山，属于农民集体。
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