车辆划痕险是什么-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	车辆划痕险是什么
释义	什么是车辆划痕险？车辆划痕险是车损险的附加险，即投保了机动车损失保险的，一般可投保划痕险。划痕险全称车身划痕损失险，家庭自用车辆、非营业车辆可投保，是指在保险期间内，保险车辆发生无明显碰撞痕迹的车身表面油漆单独划伤，保险公司按实际损失负责赔偿。划痕险是车辆损失险的附加险，即需要在投保了车辆损失险的情况下方可投保，不可单独投保。车辆划痕险的保障责任是“他人恶意行为造成保险车辆车身人为划痕”。
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