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问题	收到贷款逾期短信但是没贷啊
释义	法律分析：如果您没有借过款，可以不予理会，不需要承担还款责任。建议到银行网点去查询一下，必要时报警处理。法律依据：《中华人民共和国民法典》第六百七十六条借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。
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