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购房按揭贷款计算公式是怎样的
释义
有两种方式:1、等额的本金还款方式:将贷款额按还款期数均等分为N期,按每期未还本金额乘贷款利率等到当期应还利息;2、等额本息的还款方式:每期偿还的本息和均相等。
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更新时间:2026/2/15 8:25:57