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问题
车贷三年还了两年现在想一次付清可以么?
释义
是有利息的,银行是靠利息赚钱的,车贷属于分期付款,年化利率非常高,你就是提前还清,利息1年内还是要收的。
法律依据:
《中华人民共和国民法典》 第六百七十四条 借款人应当按照约定的期限支付利息。对支付利息的期限没有约定或者约定不明确,依据本法第五百一十条的规定仍不能确定,借款期间不满一年的,应当在返还借款时一并支付;借款期间一年以上的,应当在每届满一年时支付,剩余期间不满一年的,应当在返还借款时一并支付。
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更新时间:2025/12/27 17:27:04