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问题	网贷担保费合法吗
释义	正规的网贷合法，借了网贷及时还款，不然可能会被起诉，建议及时还款。法律依据：《中华人民共和国民法典》第六百八十一条保证合同是为保障债权的实现，保证人和债权人约定，当债务人不履行到期债务或者发生当事人约定的情形时，保证人履行债务或者承担责任的合同。
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