建设银行信用卡逾期利息怎么算-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	建设银行信用卡逾期利息怎么算
释义	建设银行信用卡逾期利息一般是按照逾期天数来计算的，每日逾期罚息利率为0．05％，罚息计算公式为：逾期利息＝未还金额＊天数＊0．05％。 1、信用卡逾期还款产生的不良信用记录会在征信系统里保存五年。如果用卡终止，对应的记录也不再滚动，而是长时间保存下来。 2、信用卡发生逾期还款后，最好不要还清欠款后立即注销信用卡，而应该坚持使用，且保持期间的信用良好，这样就能靠滚动记录把不良记录从征信系统里慢慢改善。信用卡征信有逾期，要及时修复不良记录，并采取补救措施。
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