借新还旧贷款管理办法-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	借新还旧贷款管理办法
释义	(一)借款人生产经营活动正常，能按时支付利息; (二)重新办理了贷款手续; (三)贷款担保有效; (四)属于周转性贷款。【本文关联的相关法律依据】《不良贷款认定暂行办法》第九条：贷款到期（含展期后到期）后未归还，又重新贷款用于归还部分或全部原贷款的，应依据借款人的实际还款能力认定不良贷款。对同时满足下列四项条件的，应列为正常贷款：（一）借款人生产经营活动正常，能按时支付利息；（二）重新办理了贷款手续；（三）贷款担保有效；（四）属于周转性贷款。
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