帮朋友贷款了可以转移给他吗？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	帮朋友贷款了可以转移给他吗？
释义	律师解析：银行发放贷款是以主贷人的资质发放的，你贷出款，说明银行认为你有能力还款。给他人用是你对钱款的处分，但不能免除你承担还贷的责任。这个是不能转移给对方的【法律依据】：《中华人民共和国个人贷款管理暂行办法》第十二条贷款人应要求借款人以书面形式提出个人贷款申请，并要求借款人提供能够证明其符合贷款条件的相关资料。第十三条贷款人受理借款人贷款申请后，应履行尽职调查职责，对个人贷款申请内容和相关情况的真实性、准确性、完整性进行调查核实，形成调查评价意见。
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