银行强制贷款人购买保险是否合法有效-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	银行强制贷款人购买保险是否合法有效
释义	法律分析：银行强制贷款人购买保险不合法，订立保险合同，应当协商一致，遵循公平原则确定各方的权利和义务。除法律、行政法规规定必须保险的外，保险合同自愿订立。法律依据：根据《中华人民共和国保险法》第十一条规定：订立保险合同，应当协商一致，遵循公平原则确定各方的权利和义务。除法律、行政法规规定必须保险的外，保险合同自愿订立。
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