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住房公积金有什么用买房优惠吗
释义
可以申请贷款。在买房时,有住房公积金的职工申请贷款比较容易,而且如果用人单位缴纳的比例高的话,可以享受优惠。
【本文关联的相关法律依据】
《住房公积金管理条例》第二十六条缴存住房公积金的职工,在购买、建造、翻建、大修自住住房时,可以向住房公积金管理中心申请住房公积金贷款。住房公积金管理中心应当自受理申请之日起15日内作出准予贷款或者不准贷款的决定,并通知申请人;准予贷款的,由受委托银行办理贷款手续。住房公积金贷款的风险,由住房公积金管理中心承担。
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更新时间:2026/5/10 21:05:48