贷款买房要什么手续？-房屋质量以及买卖法律援助-法律咨询免费平台-国际律师联盟

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问题	贷款买房要什么手续？
释义	买房贷款的一般手续如下： 1、向银行提出贷款申请； 2、提交需要的贷款材料，一般包括身份证明、收入证明、个人征信报告等； 3、对提交的材料进行审核； 4、符合条件时，签订抵押贷款合同。《城市房地产管理法》第三十七条规定，房地产转让，是指房地产权利人通过买卖、赠与或者其他合法方式将其房地产转移给他人的行为。《民法典》第六百六十七条规定，借款合同是借款人向贷款人借款，到期返还借款并支付利息的合同。【本文关联的相关法律依据】《城市房地产管理法》第三十七条房地产转让，是指房地产权利人通过买卖、赠与或者其他合法方式将其房地产转移给他人的行为。《民法典》第六百六十七条借款合同是借款人向贷款人借款，到期返还借款并支付利息的合同。
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