自闭症患者购买重疾险，如何选择保额和保费？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	自闭症患者购买重疾险，如何选择保额和保费？
释义	法律分析：根据法律规定，保险公司在核保时可以要求被保险人进行健康告知，如果被保险人隐瞒或不实告知重要病史，保险公司有权利拒绝承保或解除合同。对于自闭症患者来说，购买重疾险时应详实告知自身病情和治疗情况，以便保险公司进行准确评估风险和制定保险方案。同时，在选择保额和保费时，应根据自身经济承受能力和生活需求进行合理的选择。法律依据：《保险法》第十一条保险合同订立后，被保险人应当如实告知自己的情况。对被保险人未如实告知情况的，保险人有权解除合同；保险人未依照约定承担保险责任的，被保险人有权解除合同。第十二条保险人应当依据被保险人告知的情况，对于不同情况、不同风险的保险，确定保险费率或者保险费率差别，并且在保险合同中约定。第四十八条保险人收到被保险人提出的索赔通知后，应当及时组织查勘或者理算，并在规定的期限内向被保险人作出理赔决定。
随便看	欠2000块钱起诉的成本是多少欠2000块钱起诉的成本是多少欠2000块钱起诉的成本是多少欠信用卡一万多两年了没还欠信用卡一万多两年了没还欠信用卡1万多被起诉的后果信用卡欠一万多会被起诉吗欠20000块钱起诉的成本是多少信用卡欠两千块会被起诉吗成年人喝酒的责任未成年在酒吧上班要向谁举报买房后发现空气质量问题，如何维权？买房首付和签合同顺序是怎样的买房首付和签合同顺序二手房网签和贷款的顺序是怎样的婚姻家庭编是什么时候出草案的买房首付和签合同顺序是怎样的婚内房子加名字结婚后改名字的程序婚姻房产如何添加名字没有健康证可以试营业吗奶茶店没有食品卫生许可证能开业吗餐饮没有卫生许可证可以试营业吗饭店没有卫生许可证可以试营业吗餐饮机构没有健康证怎么投诉 written decision of civil sanctions written decision of disapproving an arrest written decision of living at home under surveillance written decision of no case-filing written decision of nol pros written decision of not placing a case on file written decision of quashing a case written decision of reconsideration written decision of review written decision of withdrawing an indictment written decision of withdrawing a protest written decision of withdrawing nol pros order written decision on recognizance on bail written decision on redetermination of the responsibility in a road traffic accident written decision on relief from detention before the due date written decision to obtain a guarantor and await trial out of custody written decision to quash an arrest written decision to quash a protest filed by the prosecutor written decision to revoke an apprehension written declaration written declaration of war written defense in arbitration written deposition written evidence written expert testimony

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