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问题	忘记还信用卡逾期几天该怎么办
释义	1、如果持卡人未能在最后还款日全额还款，银行将给予持卡人一定的还款宽限期。这时候主要立刻还款就不会有违约金和罚息。 2、逾期时间超过三天宽限期，但银行未向个人信用系统报告的，银行将按规定对持卡人进行违约金和利息处罚，只要持卡人尽快完成还款并支还违约金和罚款，就不会影响持卡人的个人信用调查。 3、如果持卡人未及时还款，导致逾期时间过长，银行将向个人信用系统报告，从而影响个人信用。在这种情况下，持卡人就只有只能立刻还款，然后等到不良记录被系统删除。
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