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问题
现在买公积金贷款年利率是多少?
释义
现在住房公积金的贷款利率五年期以下是百分之二点七五,五年期以上是百分之三点二五。公积金的贷款利率全国都是一样的。公积金的贷款额度为一到五十万元;公积金的贷款期限为一到三十年,并且不得超过借款人法定退休时间后的五年。公积金得贷款人要具有公积金中心认可的购买、建造、翻建、大修等等用来自住住房消费的相关证明。
【本文关联的相关法律依据】
根据《住房公积金管理条例》第五条,住房公积金应该用于职工购买、建造、翻建、大修自住住房,任何单位和个人不得挪作他用。
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更新时间:2026/5/17 3:39:41