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未成年人可以办网银吗?
释义
未成年人可以办网银吗?不可以的。需要年满18岁。但是未成年可以办理银行卡。儿童银行卡是银行针对16周岁以下儿童开立的银行卡,这些银行卡通常没有透支额度或是透支额度很小且需要事先经过家长批准,刷卡消费额也有很严格的限制,但各类功能齐全,可以理解为额度缩小了的成人银行卡。凭本人户口本及监护人有效证件,不满16周岁的少年儿童在五大行均可开立自己的账户,其中,工商银行、中国银行、交通银行等银行推出了少年儿童专属的卡种。这就是关于您问题的相关法律。
该内容由 杨振军律师 和 律说律答 共创回答
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