老婆有小额贷款影响老公房贷吗？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	老婆有小额贷款影响老公房贷吗？
释义	法律分析：妻子申请了网贷，但是每期都按时还款了，虽然会对丈夫申请房贷产生影响，但总的来说还是有机会通过房贷审核的。而妻子的网贷有逾期还款记录，那么银行在查到妻子的不良征信时，会认为这个家庭的还款能力不足，从而拒绝丈夫的房贷申请。法律依据：《个人贷款暂行办法》第三十八条贷款人应当按照法律法规规定和借款合同的约定，对借款人未按合同承诺提供真实、完整信息和未按合同约定用途使用、支付贷款等行为追究违约责任。
随便看	广东拍卖合同纠纷有效期是多久江苏拍卖合同纠纷起诉期限是多少天湖北拍卖合同纠纷维权期限是多少天湖南转让纠纷诉讼时效多长时间安徽拍卖合同纠纷诉讼时效是多久湖南纠纷协议书诉讼时间多长时间湖南侵权责任纠纷起诉期限是多少天河南拍卖合同纠纷起诉时效是多久湖北拍卖合同纠纷维权时效是多久湖南债权转让合同纠纷打官司时效是多少天备案和立案有啥区别备案和立案有啥区别江西拍卖合同纠纷起诉时效多长时间湖南侵权纠纷诉讼时间多长时间湖南房屋买卖纠纷打官司期限是多少天湖南房屋买卖合同纠纷打官司时效是多久湖南转让纠纷起诉期限是多久湖南纠纷协议书诉讼时效多长时间福建拍卖合同纠纷起诉时间如何计算湖南财产纠纷诉讼时效是多久湖北拍卖合同纠纷应该如何状告对方湖南债权转让合同纠纷怎么诉讼湖北拍卖合同纠纷应该怎么找证据公司房屋折旧年限北京公共场所随地吐痰最高可罚500元是怎样的 affiliation verification affinity affinity affirm affirm Affirm, Affirmed affirm an administrative decision administrative decision administrative decree administrative department administrative department for animal husbandry administrative department for aquaculture administrative department for aquatic products industry administrative department for audiovisual products administrative department for catering and service trade administrative department for coal mining administrative department for coastal industries administrative department for copyright administrative department for cultural relics administrative department for education administrative department for finance administrative department for fisheries administrative department for fishery and fishing harbor superintendence administrative department for justice administrative department for justice of the People's Republic of China

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