如果十年到期保险是保终身的如果不保了可以全额退款吗？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	如果十年到期保险是保终身的如果不保了可以全额退款吗？
释义	如果十年到期保险是保终身的如果不保了可以全额退款吗？可以，保险合同订立后，被保险人无论何时死亡，保险人均应给付保险金。只要被保险人按期交纳保险费，保险人无权拒绝续保。按交保险费的方式不同，终身保险分为终身交费之终身保险，定期交费之终身保险和一次交费的终身保险三种。终身寿险的不足之处是在被保险人生存期间不能领取保险金，只能退保领取现金价值，无法解决养老问题。这样解释大家理解吗？该内容由杨振军律师和律说律答共创回答
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