汽车保险合同约定三年不能换保险公司是否合法？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	汽车保险合同约定三年不能换保险公司是否合法？
释义	律师分析: 不合法。1、根据反不正当竞争法规定，经营者销售商品时，不得违背购买者的意愿搭售商品或者附加不合理的条件。2、按揭贷款是不需要一次性购买三年保险的，只要购买第一年的保险就好，不过保险的第一受益人需要写放贷方【法律依据】: 《中华人民共和国民法典》第一百五十三条违反法律、行政法规的强制性规定的民事法律行为无效。但是，该强制性规定不导致该民事法律行为无效的除外。
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