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问题
被保险人应当具备的条件规定有哪些
释义
被保险人应当具备的条件规定有哪些
被保险人必须具备下列条件:
1、投保人不是被保险人时,投保人指定或变更受益人必须经过被保险人的同意。
2、以死亡为给付保险金条件的保险合同,投保人就保险险种和保险金额必须取得被保险人的同意,该保险合同转让和质押也必须经被保险人同意,否则保险合同无效,合同的转让和质押也无效。但父母为未成年子女专投保的,不受此限,但是死亡给付属保险金额总和不得超过金融监管部门规定的限额。
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更新时间:2025/12/26 15:47:48