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问题
抵押合同自双方签字或盖章时生效
释义
法律主观:
抵押合同签订后生效。但当事人以房地产抵押的,应当办理抵押登记。抵押合同生效后,抵押权设立生效。也就是说,房地产抵押不以签字为生效要求,而以登记为要求。
法律客观:
《合同法》第44条,依法成立的合同,自成立时生效。法律、行政法规规定应当办理批准、登记等手续生效的,依照其规定。《担保法》第38条,抵押人和抵押权人应当以书面形式订立抵押合同。
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更新时间:2025/12/8 19:24:14